Email / Username


Forgot Password?

Keep me logged In

Not a member? Register Now

Email Print Report

Loan Officer


About FMFB

-These are exciting times for the First Microfinance Bank (the FMFB-A). Started in 2004 as a regulated bank
with a focus on Micro Finance, the Bank is now expanding into Consumer and Corporate Banking. At the same
time the bank is heavily investing in supporting technologies to make our strategy happen. We are a bank in
transformation on all fronts!
Over a 1,000 employees serve & delight our customers and commit their time & talent to help the FMFB-A
become the best bank in Afghanistan. Now we’re looking for your talent.

Job Summary

We are seeking to recruit a highly motivated 'Loan Officer' to join us who possesses excellent business
development skills with a hunger to succeed. Reporting to the Branch Manager, the aim of this role will be to
spearhead loan client acquisition for the branch and to originate quality loans of up to $10,000 for low and
moderate income borrowers.
With a positive attitude in everything you do and every relationship you build, you will be passionate about
assisting clients with their financial needs through appropriate loan products. More importantly you will ensure
that the customer gets the right loan, at the right price, for the right purpose. Obviously cash flow analysis,
repayment capacity assessment, and collateral management is all part of the job. Don’t worry, we provide
extensive and excellent training programs to ensure that you are able to fulfil your job requirements.

Job Details

Date Posted: 13 Sep 2017 Reference: FMFB-HR-0117-2017
Closing Date: 27 Sep 2017 Work Type: Full Time
Number of Vacancies: 1 Gender: Male
Functional Area: Banking Open Ended: NO
Nationality: Afghan Salary Range: As per company salary scale
Contract Type: Permanent Years of Experience: 2 Year(s)
Contract Duration: 0 Year(s) & 0 Month(s) Extension Possibility: No
Probation Period: 3 Months

Duties and Responsibilities

The Loan Officer's role is multi faceted and includes:
1. Recruiting new clients; assessing customer needs, introducing different types of loans.
2. Explaining the loan process to potential clients and verifying clients’ eligibility for a loan.
3. Going and satisfaction throughout the underwriting process.
4. Interviewing applicants to determine financial eligibility and feasibility of granting loans.
5. Carrying out risk assessment by collecting detailed information on each client through meetings and field
visits (home, business, suppliers, customers, guarantors, community) and loan appraisal (financial analysis,
repayment capacity, tenure, collateral, etc).
6. Updating the required data in the Bank's Loan Management System.
7. PreparingLoan Appraisal Report for Loan Committee meeting; collecting and/or filling documents for
8. Presents the loan at the loan committee meeting and informs the client of the loan committee’s decision.
9. Checking the proper use of the funds disbursed.
10. Loan monitoring including periodic site visits and ensuring timely repayments.
11. Going the “extra mile” to build relationships, and customer loyalty.
12. Operating in compliance with relevant/prevailing FMFB policies/procedures; and full alignment with the
audit recommendations.


In addition to a challenging job, development and the opportunity to work for a bank with an exceptional
reputation in the market, you will have a supportive management team who believe in promoting autonomy
across the workforce. In addition, we also recognize the importance of tangible rewards. On top of a
competitive base salary, you will receive:
 Monthly bonus on achievement of targets
 Comprehensive on-the-job training.
 Vacation and Paid Time Off
 Ongoing development and further opportunities to advance your career within FMFB-A


Given the nature of the business you will be a graduate and probably be in the 25 to 35 years age bracket. A
degree in business administration is desirable, but not mandatory. In order to succeed in this role you require a
strong background in service industry coupled with experience of dealing with business owners. You will have
a successful track record in a frontline role, ideally in banking but experience in another commercially driven
environment will certainly be considered. The position requires you to be highly customer-driven, responsive,
and enthusiastic with the ability to work cooperatively with a broad spectrum of people both inside and outside
the Bank. Strong communication skills are essential.

Job Location

Afghanistan - Sar-e Pol: SANGCHARAK


High School, Banking

Submission Guideline

If you meet the above requirements we are encouraging you to apply for the job, please send us your resume via
email no later than 27th September 2017. Please make sure that your email includes the vacancy number as
subject line.
Only short-listed candidates meeting the requirements of the post will be contacted.

Submission Email

Email Print Report
More jobs in this category
Cheif Risk Officer at Arian Bank Kabul 21 Aug 2018
Deputy Chief Credit Officer (CCO) at Arian Bank Kabul 21 Aug 2018
IP Camera CCTV Assistant(مامور کمره.. at Pashtany Bank Kabul 31 Jul 2018
Teller for (Nimruz Branch) at Bank-e-Millie Afghan Nimruz 27 Jul 2018
Teller for (Islamic Banking Window) at Bank-e-Millie Afghan Kabul 28 Jul 2018
(عضو حفظیه (نمایندگی ننگر.. at Pashtany Bank Nangarhar 25 Jul 2018
مسؤل آمریت بررسی داخلی(Int.. at Pashtany Bank Kabul 30 Jul 2018
Customer Service Officer at Mutahid Development Finance Institution Balkh 25 Jul 2018
صراف Teller (Main Branch) at Pashtany Bank Kabul 21 Aug 2018
Network Security Officer at FMFB Kabul 28 Jul 2018
Teller/صراف (Macroryan Branch) at Pashtany Bank Kabul 28 Jul 2018
Deputy Branch Manager at FMFB Kabul 26 Jul 2018
Compliance Officer at FMFB Kabul 22 Jul 2018
Health and Safety Coordinator at FMFB Kabul 22 Jul 2018
Credit Risk Analyst at FMFB Kabul 22 Jul 2018
Treasury Officer at Habib Bank Ltd Kabul 31 Jul 2018
BoS (Board of Supervisors) at Ghazanfar Bank Kabul 27 Jul 2018
Senior IS Audit Officer at FINCA Afghanistan Kabul 31 Dec 2018
New to
Not Registered? Big companies in Afghanistan hiring through!
Recommend us on Facebook

Women in Economy

Like to get new job alerts through your Facebook