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Loan Officer


About Mutahid Development Finance Institution

Mutahid (meaning United in local language) Development Finance Institution (MUTAHID) was established on April 1, 2011 and initially three MFIs namely Microfinance Agency for Development and Rehabilitation of Afghan Communities (MADRAC), Parwaz Microfinance Institution (PARWAZ) and Mofad Microfinance Company (MOFAD) were consolidated. Later on, three additional MFIs namely Women for Women International Microfinance Afghanistan (WWI), Ariana Financial Services (AFS) and ChildFund Afghanistan Microfinance Limited (CFA MF) consolidated into MUTAHID.

The creation of MUTAHID was an opportunity to combine the best components of these consolidating institutions and to preserve the significant investments made over the last few years, to create one larger, stronger and sustainable, best practice MFI based on the core principles of ethics, ideas and hard work while incorporating the lessons learned from the past.

Microfinance Investment Support Facility for Afghanistan (MISFA) is supporting MUTAHID directly by providing direction, capacity building and financial resources and while a division of MISFA is run as a separate autonomous operating entity. The management of MUTAHID is ensuring the orderly and judicial transfer of good clients, quality staff and assets of the consolidating institutions.

Job Summary

The LO is responsible for persuading, motivating, bringing and disbursing finance to the best clients aligned with Mutahid policy.
کارمند خدمات مالی مسولیت تشویق نمودن، آوردن مشتری و توزیع نمودن قرضه ها مطابق قواعد دفتر متحد برای مشتریان برتر را بعهده دارد

Job Details

Date Posted: 13 Aug 2018 Reference: 0328
Closing Date: 25 Aug 2018 Work Type: Full Time
Number of Vacancies: 4 Gender: Any
Functional Area: Banking Open Ended: NO
Nationality: Afghan Salary Range: As per company salary scale
Contract Type: Permanent Years of Experience: 1 Year(s)
Contract Duration: 0 Year(s) & 0 Month(s) Extension Possibility: No
Probation Period: 3 Months

Duties and Responsibilities

The LO is responsible for persuading, motivating, bringing and disbursing finance to the best clients aligned with Mutahid policy.
کارمند خدمات مالی مسولیت تشویق نمودن، آوردن مشتری و توزیع نمودن قرضه ها مطابق قواعد دفتر متحد برای مشتریان برتر را بعهده دارد

1. Target Goals and Results:
2. اهداف و نتایج:

• Select 250-350 clients per set criteria in his/her given area.
انتخاب 250 الی 350 مشتری واجد شرایط در ساحه مربوطه.

• Manage 75-100 collection groups as per set rules.
اداره نمودن 75 الی 100 گروپ قابل جمع آوری مطابق مقررات تعین شده.

• Conduct at least 10 client interviews per day for installment depositing and client enterprise checking.
مصاحبه نمودن روزانه حد اقل با 10 مشتری جهت جمع آوری اقساط و چک تجارت مشتری.

• Select monthly minimum of 20 clients for visiting proposed clients’ homes and businesses.
انتخاب حد اقل 20 مشتری جهت بازدید از منازل و تجارت ایشان بطور ماهوار.


Monitoring نظارت Problem solving حل مشکلات Attention to detail دقت به جزییات Planning پلانگذاری
Organizing تنظیم نمودن Mathematics ریاضیات
Time managementمدیریت زمان Instructingرهنمایی
Motivating تشویق کردن Written/oral Dari خواندن و نوشتن دری
Prioritizing tasks اولویت دادن وظایف Information gatheringجمع آوری معلومات
Communicating clearly/concisely افهام و تفهیم درست


: Minimum Grade 12 diploma, familiarity with local and English languages.
تحصیلات: فارغ التحصیل صنف دوازدهم، آشنایی با لسان های محلی و انگلیسی.

Knowledge: Microfinance Operations
دانش/ آگهی: کارکردهای مربوط قرضه های کوچک.

Job Location

Afghanistan - Kabul
AF AF 12


High School,

Submission Guideline

The application package, only acceptable in English or Dari languages, should, comprise of your latest up-to-date resume and cover letter explaining your interest and suitability for the position, indicating your earliest joining date, if selected.

Interested candidates should submit their application package only via email with the subject “Mutahid OA0328” . Due to the expectation of a large number of applications only shortlisted candidates would be contacted.


Submission Email

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