CREDIT OFFICER

Bachelor's Degree   Kabul, Afghanistan Full Time 1856
Date Posted:Jun 3, 2018
Reference:IBA HR
Closing Date:Jun 29, 2018
Work Type:Full Time
Number of Vacancies:1
Gender:Male
Functional Area:Services
Nationality:Afghan
Salary Range:Salary is negotiable
Years of Experience:3 Years
Contract Duration:Open Ended
Extension Possibility:No
Contract Type:Permanent
Probation Period:3 months
Required Languages:

About Islamic Bank of Afghanistan:

Founded: 2009  http://www.ibafg.af

One of the leading Islamic banking and finance institutions in Afghanistan, Islamic Bank of Afghanistan has been serving as a banking organization integrated with the Law of Banking in Afghanistan and licensed under Da Afghanistan Bank (DAB). Since 2009, Islamic Bank of Afghanistan has been working under the acquisition of Azizi Group, a 100% subsidiary of Azizi Bank. As of now, the IBA has established 62 branches across the country with over 800 highly trained and skilled professionals. The bank is committed to foster a sound financial body with a vision to ensure the greatest safety and security to its clientele.

Job Summary:

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Skills Required:

Not available

Provinces to travel:

Skills Description:

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Duties & Responsibilities:

In order to achieve organization goals, the Credit Officer (CO) will be responsible for finding clients for the IBA loan products in a pre selected operating area to which he/she is assigned. The CO will provide the following services as per client’s needs:

In case of any problem, work with clients in person on a daily basis, for on time recoveries and reporting to the responsible authority within the branch.

Provide clients with information on regulations and policy/procedures of IBA and importance of adherence to methodologies with high customer services standard.

Provide feedbacks on product/policy/procedures to the branch management.

Be proactive in suggesting changes to IBA methodology that will reduce risk and increase the number of clients.

Achieve portfolio targets set by operation department.

Assist other loan officer in marketing and recovery as per branch management instruction.

Maintain good relations with influential members of the community in order to improve IBA reputation with the communities where COMPANY NAME works.

Always conduct your behavior professionally and calmly; do not get into arguments with clients in public; treat every client or potential client with respect.

Help the public understand the benefits of IBA’s work and IBA’s plans to help Afghanistan.

Maintain accurate related portfolio reports.

Attend all branch meetings, submit required reports, complete work plan on regular basis.

Immediately report any suspicious activity, problem, fraud, relates to the client to Credit Supervisor branch management or related departments.

Ensure the safety of IBA’s assets and the integrity of IBA’s procedures.

Provide or assist in conducting business training for clients.

Assist in development of other IBA employees. Mentor new Credit Officers, help other Credit Staff as required by the Credit Supervisor or Branch Manager.

Evaluate the credit risk of client before approval of loan. Check every applicants business before every loan, verifying that loans are used based on the given criteria within the product policy.

Perform other reasonable tasks as required by management, and ensure to follow all IBA’s policy procedure and any miss conduction will lead both employee and client to the legal prosecution of the Afghanistan law.

Job Location (Kabul) Head Office Credit Department

Job Location:

Afghanistan, Kabul

Qualifications:

: BBA (Hons), Economics, Banking and Finance

Job Keywords:

CREDIT OFFICER
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