|Date Posted:||Oct 29, 2018|
|Closing Date:||Nov 27, 2018|
|Work Type:||Full Time|
|Number of Vacancies:||1|
|Functional Area:||Business Administration|
|Salary Range:||Salary is negotiableNone|
|Years of Experience:||3 Years|
|Probation Period:||3 months|
About Agricultural Development Fund:
The Agricultural Development Fund (ADF) will act as a second-tier wholesale lending institution that will lend to intermediaries in the agricultural value chain, who will then on-lend to small commercial farmers, defined as farmers with 1-30 hectares. ADF is capitalized by a $100 million grant provided by the United States Government to the Government of the Islamic Republic of Afghanistan with the objective of increasing lending to the agriculture sector in order to create a more competitive agriculture sector through expanded agricultural production and increased incomes for agricultural households. ADF will lend directly and indirectly to banks, non-bank financial institutions, credit unions, microfinance institutions and non-financial intermediaries such as private farmer associations, farm stores, agricultural depots, food processors, agribusinesses and other market participants and informal providers of finance that support the development of agricultural value chains in Afghanistan and are able to enhance the supply of agricultural credit to the end-borrowers at the farm level. Until its transition to the Government of Afghanistan in 2014, the ADF is managed by the Agriculture Credit Enhancement (ACE) program a USAID contract.
Provinces to travel:
Duties & Responsibilities:
Manages relationship with key ADF clients with the support of the credit manager.
Conduct pre-qualification assessments of ADF lending prospects
Work closely with Agriculture companies, Associations and Cooperatives as well as Financial Institutions to develop financing arrangements necessary for the loan.
Analyze loan applications, verifying credit worthiness and economic viability of the proposed wholesale and sub-loans loans, (specialization MFIs).
Responsible for preparation Loan Application packages as per ADF credit standards
Present Loan package to ADF Technical Credit Committee and MAIL-USAID Credit Committee.
Ensure Legal contracts and loan disbursements are achieved.
Manage on-going relationship with the client after the loan process.
Job Location:Afghanistan, Kandahar
Experience working in financial institutions, banks and in private business.
Ability to analyze loan documentation and prepare financial statements
Strong Communication and presentation skills
Ability to quickly grasp key Agricultural concepts and Islamic Lending
A University degree, preferably in Business
2-3 years of progressively responsible experience
Fluent English, excellent Pashto and Dari.