Chief Credit Officer

About SEAF-Afghan Growth Finance

Job Summary

Chief Credit Officer Reporting to the Managing Director, the Head of Credit will manage SEAF-AGF’s growing SME lending activities throughout the country. The position allows the successful candidate to be part of the senior management team, interface directly with AGF’s international investment committee and SEAF headquarters and play a major role in the company’s continued development and expansion.

Duties & Responsibilities

• Provide leadership for the SME credit teams both at Head office in Kabul and respective business units, including regional offices.
• Monitor effectiveness of existing credit policies/procedures relating to SME lending and make recommendations for review and revision.
• Lead the structuring of investment term sheets and investment memorandums.
• Prepare materials and presentations for the international investment committee.
• Lead credit discussions in monthly SEAF Portfolio Management Committee calls.
• Develop/maintain effective monitoring mechanisms on portfolio performance including risk/return management and compliance requirements.
• Maintain balance between growth and quality of lending assets in accordance with company-set benchmarks.
• Facilitate efficient due diligence and decision-making processes through use of Information Technology, appropriate use of delegated discretions, training, and regular review of internal structures/systems to support business needs.
• Manage the collection of accounts and assignment of delinquencies for legal proceedings.
• Provide training and capacity building to credit teams.
• Ensure maintenance of strong customer service through effective relationship management with clients.
• Ensure compliance with all legal and regulatory requirements.

Job Requirements

• A degree in Finance, Accounting, Economics from a recognized university. An MBA or professional qualification in a related field preferred.
• Minimum of 7 years lending/investment experience, 3 of which should have been as Senior Credit Analyst or Portfolio Manager
• Experience in general financial institution operations in a Management capacity
• Knowledge of Afghanistan banking laws and the legal framework around lending policies.
• Experience in portfolio risk management
• Strong financial analysis skills
• Excellent communication and writing skills
• Ability to speak and/or understand Dari, Pashto, English

Submission Guideline

Competitive salary plus a full benefits package offered based on the candidate’s experience.

Please submit a CV and Cover Letter stating your experience and employment history, qualifications, current and expected remuneration level, the position for which you are applying, and full contact details to the following email:

SEAF-Afghan Growth Finance
Kabul, Afghanistan
Email: resumeagf@seaf-agf.com
Website: www.AfghanGrowthFinance.com, www.SEAF.com

**Closing date for receiving applications is Tuesday, 31st August 2010**
**Only shortlisted candidates will be contacted**

Functional Area

Banking

Countries

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