Chief Retail Banking Officer

Bachelor's Degree   Afghanistan, Kabul Full Time 1751
Date Posted:Jul 25, 2017
Closing Date:Aug 7, 2017
Work Type:Full Time
Number of Vacancies:1
Functional Area:Banking
Salary Range:Salary is negotiable
Years of Experience:10 Years
Contract Duration:Not specified
Extension Possibility:Yes
Contract Type:Permanent
Probation Period:3 months
Required Languages:96,90

About FMFB:


The First Microfinance Bank - Afghanistan

Job Summary:

The Chief Retail Banking Executive will lead the FMFB-A’s three delivery segments (Consumer Banking, Micro Finance Banking & Small Business Banking).

Duties & Responsibilities:

Partner with other key departments (Business Strategy & Marketing, Business Banking, Human Capital, Technology, Compliance and Risk) to fulfill a wide variety of strategic initiatives.
Meeting customers' needs by designing, integrating, and delivering innovative products to legacy and newly approved markets.
Identify training needs and partner with internal and external resources for the successful development of retail staff.
Other duties will include focusing on Return on Investment (ROI) for decisions related to resource allocation for the three delivery channels, and making recommendations grounded in data and analysis.
Coordinate delivery of products and services through the three customer segments (Consumer, Micro Finance, and Small Business through our channels; (retail branches, call center, mobile & internet banking, agents and franchisees).
Direct the development of objectives and goals for the retail banking division, including a formal yearly plan and budget.
Manage the implementation of operating policies and procedures to ensure the delivery of consumer, micro finance and small business lending, and depository banking services and products in a profitable, consistent and effective manner.
Direct the development and delivery of existing, as well as, new profitable banking services and products. Manage retail banking in the selections, guidance and the development of objectives and goals (i.e., the selection, approval, and execution of branch opportunities).
Call on the largest or most important existing or prospective customers within the framework of a business development call program.
You will promote the bank at all times, be knowledgeable of the products available, and seek opportunities to sell these products.
Evaluate acquisition opportunities from the Retail perspective, including managing integration plans, as appropriate.
Collaborate with Human Resources to create and manage compensation plans, including variable compensation, for all Retail Officers and staff.
Evaluate the performance of direct reports on a timely basis in accordance with bank's performance appraisal policies and procedures.
Collaborate with the Business Strategy & Marketing Officer in the development and implementation of marketing plans and programs to increase community's awareness of banking services and attract new customers.
Administer evaluation of requests for donations, and sponsorships.
Participate in the bank's business development activities; represent the bank in industrial and professional associations, community organizations, local business groups, and promote the bank's favorable image.

Job Requirement:

University Graduate preferably Economics or Business Administration

Strong experience in retail and small business banking with at least 5-10 years in a leadership position.

Proven commitment to service the customer in times of change.

Track record of sustainably improving deposit, loan, and customer growth.

Expertise in establishing goals tied to strategic initiatives and scorecard management.

Effective oral and written communication skills (English). Dari is a nice to have

Excellent Command of English and Dari (Verbal & Written)

Strong Negotiator

Problem Analysis & Problem Solving Skills balanced with creativity to seek, encourage and find effective services approaches

Strong sense of urgency and initiative

Achievement Orientation

Business Perspective

Client Focus

Creativity and Innovation

Interactive Communication

Planning and Organization

Relationship Building

Risk Taking

Strategic Thinking

Team Leadership

Vision and Alignment

Job Location:

Afghanistan, Kabul
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