| Date Posted: | Feb 14, 2011 |
|---|---|
| Reference: | CMU-001 |
| Closing Date: | Feb 23, 2011 |
| Work Type: | Unspecified |
| Number of Vacancies: | 1 |
| Gender: | Male |
| Functional Area: | Account/Finance |
| Nationality: | Afghan |
| Salary Range: | As per NTA salary scale policyUSD |
| Years of Experience: | 5 Years |
| Contract Duration: | Not specified |
| Possibility of Contract Extension: | false |
| Contract Type: | Short Term |
| Probation Period: | 1 month |
| Required Languages: |
About Afghanistan Almond Industry Development Organisation (AAIDO):
Afghanistan Almond Industry Development Organization (AAIDO) established on 1st December 2007 as a nongovernmental national industry organization registered with ministry of Economy with registration number (1366), AAIDO is formed by almond nursery growers, farmers, processors, exporters and national experts to promote the almond industry in Afghanistan. AAIDO members have served the industry from the past 7 - 54 years
Job Summary:
AAIDO is planning to start a new lending program to farmers in the regions. The program will enable farmers adopt new techniques, use certified agriculture inputs, use quality tools and materials to increase per unit/tree yields, improve the quality of Afghan products and earn higher profits from their farms.
Duties & Responsibilities:
• Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; check value of customer collateral to be held as loan security; prepare loan request papers; and forward findings, reports, and documents to the Credit Award Committee. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Prepare reports that include the degree of risk involved in extending credit or lending money.
• Verify and examine data and precision of loan applications and closing documents.
• Prepare and review loan agreements to ensure that they are complete and accurate according to policy.
• Record applications for loan and credit and disbursements of funds and inspect customer accounts in order to establish whether payments are made on time and that other loan terms are being followed, review individual or commercial customer files to identify and select delinquent accounts for collection.
• Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
• Consult with customers to resolve complaints and verify financial and credit transactions. Explain to customers the terms and conditions of loans and credit options that are available.
• Obtain and compile copies of loan applicants' credit histories and other financial information.
• Review and update credit and loan files.
• Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
• Market AAIDO services to individuals and firms, promoting AAIDO services that may meet customers' needs.
• Supervise loan extension personnel.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Job Requirement:
• Degree in Finance, Accounting, CAT or ACCA preferred not required.
• At least 3 years of professional experience of Finance or Accounting with International NGO’s or UN agencies.
• Computer literacy, including proven experience with computerized accounting packages, word processing and spreadsheets (preferably Word and Excel).
• Fluency in English and the two official languages of Afghanistan, Pashto and Dari (writing, speaking and comprehension).
• Excellent report writing skills
• Strong Public Relations Skills
• Ability to work under pressure and to meet tight deadlines, with minimum supervision.
• Proven organizational skills
• Excellent teamwork skills, including interpersonal and communication skills
Job Location:
Afghanistan