About Afghanistan Almond Industry Development Organisation (AAIDO)

Job Summary

AAIDO is planning to start a new lending program to farmers in the regions. The program will enable farmers adopt new techniques, use certified agriculture inputs, use quality tools and materials to increase per unit/tree yields, improve the quality of Afghan products and earn higher profits from their farms.

Duties & Responsibilities

• Interview loan applicants to elicit information; investigate applicants' backgrounds and verify references; check value of customer collateral to be held as loan security; prepare loan request papers; and forward findings, reports, and documents to the Credit Award Committee. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Prepare reports that include the degree of risk involved in extending credit or lending money.
• Verify and examine data and precision of loan applications and closing documents.
• Prepare and review loan agreements to ensure that they are complete and accurate according to policy.
• Record applications for loan and credit and disbursements of funds and inspect customer accounts in order to establish whether payments are made on time and that other loan terms are being followed, review individual or commercial customer files to identify and select delinquent accounts for collection.
• Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
• Consult with customers to resolve complaints and verify financial and credit transactions. Explain to customers the terms and conditions of loans and credit options that are available.
• Obtain and compile copies of loan applicants' credit histories and other financial information.
• Review and update credit and loan files.
• Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
• Market AAIDO services to individuals and firms, promoting AAIDO services that may meet customers' needs.
• Supervise loan extension personnel.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

Job Requirements

• Degree in Finance, Accounting, CAT or ACCA preferred not required.
• At least 3 years of professional experience of Finance or Accounting with International NGO’s or UN agencies.
• Computer literacy, including proven experience with computerized accounting packages, word processing and spreadsheets (preferably Word and Excel).
• Fluency in English and the two official languages of Afghanistan, Pashto and Dari (writing, speaking and comprehension).
• Excellent report writing skills
• Strong Public Relations Skills
• Ability to work under pressure and to meet tight deadlines, with minimum supervision.
• Proven organizational skills
• Excellent teamwork skills, including interpersonal and communication skills

Submission Guideline

Afghanistan Almond Industry Development Organization is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, national origin, marital status, religion, gender, age, disability, sexual orientation, personal appearance, family responsibilities, political affiliation, or enrollment in a college, university, technical school, or adult education.

Applications: Qualified candidates are requested to send their applications along with copies of their CVs to the attention of the HR Department (clearly indicate the position title in the subject line) at the following mail address or email to jobs@aaido.af.

Functional Area

Account/Finance

Countries

Apply Now