Loan Officer

Bachelor's Degree   Bamyan, Afghanistan Full Time 302
Date Posted:May 15, 2019
Reference:BN/LO/2019
Closing Date:May 25, 2019
Work Type:Full Time
Number of Vacancies:3
Gender:Any
Functional Area:Banking
Nationality:Afghan
Salary Range:As per company salary scale
Years of Experience:3 - 5 Years
Contract Duration: 2 Years & 11 Months
Extension Possibility:Yes
Contract Type:Permanent
Probation Period:3 months
Required Languages:Dari,Pashto,English

About OXUS Afghanistan:

OXUS Afghanistan began operations in 2005 and currently has a portfolio of around AFN 1000 Million with an outreach of more than 24,000 customers managed through 24 branches in 10 provinces. OXUS Afghanistan is one of the main microfinance providers in the country.


The OXUS Group has been created in 2005 by ACTED, a leading international NGO operating in 35 countries. The OXUS Group provides microfinance services to around 41,914 clients in Afghanistan, Kyrgyzstan and Tajikistan with a total loan portfolio of US$ 31.9 million and a total workforce of 761 employees.

Job Summary:

Prospects new customers and assists them during their whole loan application;

Skills Required:

Administrative

Requires travel to provinces:

No

Skills Description:


a) Ensures that all forms are completed correctly by the clients, with special attention given to

the accurate understanding and completion of the Business Profile by each client;

b) Conducts loan appraisal by collecting detailed information (personal, business, guaranties);

c) Conducts due diligence on all potential individual customers to ensure that their business

plans and guarantees are realistic and that the loan amount and term is suitable for them;

d) Gives his opinion during loan committee meetings to decide which will receive a loan;

e) Attends the signature of the contract and reads it thoroughly, especially the penalty clause;

f) Opens the loan account of his customers and follows up thoroughly the client relationship;

g) Develops his clientele by marketing and selling individual loans (only if no portfolio at risk)

Duties & Responsibilities:

a) Ensures that all forms are completed correctly by the clients, with special attention given to

the accurate understanding and completion of the Business Profile by each client;

b) Conducts loan appraisal by collecting detailed information (personal, business, guaranties);

c) Conducts due diligence on all potential individual customers to ensure that their business

plans and guarantees are realistic and that the loan amount and term is suitable for them;

d) Gives his opinion during loan committee meetings to decide which will receive a loan;

e) Attends the signature of the contract and reads it thoroughly, especially the penalty clause;

f) Opens the loan account of his customers and follows up thoroughly the client relationship;

g) Develops his clientele by marketing and selling individual loans (only if no portfolio at risk);

Job Location:

Afghanistan, Bamyan

Qualifications:

Education: At least Bachelor degree

 Work Experience: Prior experience in MFIs and Banks as loan Officer

Skills: Basic spoken and written English,, and strong negotiating and communication skills.

Job Keywords:

Loan Officer

Submission Guideline:

Make sure to write the position title and vacancy number in the subject line of your email and send your CV along with a cover letter to:

And for hard copy, send your application and cover letter to House # 600, Street # 6, Qala-e-Fatullah, District 10, Kabul, or Bayman bazar, Saraye Pamir, Second flour, Bamyan , Afghanistan.


jobs@oxusaf.org