Recovery Officer (Kabul)
| Date Posted: | Apr 22, 2017 |
|---|---|
| Reference: | FA-KBL -115 |
| Closing Date: | Apr 29, 2017 |
| Work Type: | Full Time |
| Number of Vacancies: | 1 |
| Gender: | Any |
| Functional Area: | Banking |
| Nationality: | Afghan |
| Salary Range: | Salary is negotiableAFG |
| Years of Experience: | 3 Years |
| Contract Duration: | Not specified |
| Extension Possibility: | Yes |
| Contract Type: | Permanent |
| Probation Period: | 3 months |
| Required Languages: | 96,90,66 |
About FINCA Afghanistan:
The Mission of FINCA Afghanistan is to provide financial services to the lowest-income entrepreneurs, so they can create jobs build assets and improve their standard of living.FINCA International is one of the world's leading micro finance institutions, provides financial services to more than One Million clients through 23 wholly-owned and operated subsidiaries in Africa, Eurasia, Latin America and the Middle East and South Asia (MESA) FINCA Afghanistan has over 350 employees and among one of the leading Microfinance providers in the country with its Islamic and enterprise friendly products. It is rapidly growing and is currently operating in Kabul, North and West Regions.
Job Summary:
The recovery Officer will be responsible to collect the delinquent loans over 180 days or more. The recovery Officer works closely with Credit Officers / Supervisors / Managers under supervision of the recovery Supervisor based in HQ/Kabul to tackle the delinquency issues. In addition, he/she will maintain close communications legal team on cases registered to the court and with governmental Judiciary departments for the resolve of the cases referred from FINCA.
Duties & Responsibilities:
Recovery of the late payments over 180 days and delinquencies in line with FINCA’s policies and procedures, particularly client protection
Preparation of daily schedule for recovery of clients with 180days late payment in collaboration with credit department.
Maintain close communications with branches, recovery supervisors and judiciary departments of the government
Work with branches and legal team to resolve cases registered with the court
Conduct frequent field visits to the delinquent clients.
Prepare a weekly report for the recovery Supervisor on the progress of the delinquent repayment collections.
Report all delinquencies to Recovery Supervisor & explain the cause of the delinquencies and take immediate action to recover the loan.
In addition, regularly meet with delinquent groups/individuals for the recovery of the delinquent loan.
Job Requirement:
Bachelor Degree
Experience working in the field, bazaars, or markets an advantage
Experience working in the community is essential
Good communication skills and ability to work on a team
Dari and Pashto fluency required, some knowledge of English is an advantage.
Computer skills (typing in Dari and Pashto) is essential
Strong analytic and critical thinking skills
Exceptional written, oral, and presentation communication abilities
Bachelors or advanced degree in business, mathematics, or the sciences.